Continuing Dental Benefits After Retirement

Just because you retired doesnt mean its time to retire your good oral health routine! Maintaining your teeth and gums by brushing and flossing daily and visiting the dentist regularly1 is essential to keeping your mouth healthy. Older adults are still at risk for tooth decay and cavities in fact, tooth decay is a common chronic disease in adults 65 and older.2 Despite issues like cavities, about a quarter of adults 65 and older havent seen the dentist in the past five years, missing valuable cleanings and oral health exams. In addition to cleaning teeth, at each exam dentists should screen for oral cancer, periodontal disease and other mouth problems that become more common in older individuals, so its important to keep those appointments. Unfortunately, most Americans lose dental coverage after retirement, and Medicare does not cover dental.3 But retirees do have options. Delta Dental individual plans offer affordable dental benefits directly to individuals and families who need non-employer coverage. Visit deltadental.com and use the Individual Dental Insurance Locator4 to find a plan and get a quote. In certain states, Delta Dental Patient Direct is available for individuals and families that dont have dental benefits. This dental discount plan allows patients to choose from a panel of participating dentists who have agreed to charge lower fees for their services. With this discount plan, patients pay the dentist directly at the time of treatment.5 If neither of those options work, consider paying out-of-pocket to keep those regular dental appointments. A little investment upfront may save you from more costly dental treatments in the long run. 1http://oralhealth.deltadental.com/OlderAdult/OlderAdults/22,21448n 2http://oralhealth.deltadental.com/Search/22,Delta154 3http://www.dentalplans.com/affordable-care-act/senior-dentalcare 4https://www.deltadental.com/Public/Subscribers/IndCoverage.jsp?ShopFor=Yes 5https://www.deltadental.com/Public/Product/direct.jsp?DView=AboutPIDirect


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