Why It’s Important to Read Your Dental Policy

Most people dont curl up in a comfy chair with a cup of coffee to read their dental policies, but it pays to thoroughly read through and understand your benefits.1

First of all, knowing your plan can help you save money at the dentists office. Being part of the Delta Dental PPOSM network typically results in the lowest out-of-pocket costs, while visiting a dentist in the Delta Dental Premier® network also offers discounts and protection from additional billing. It also helps to know your copay and deductible amounts, and if your plan requires waiting periods before your coverage kicks in for certain procedures. Whichever plan you have, youll save the most money by using an in-network dentist instead of an out-of-network dentist. Delta Dental has one of the nations largest networks with nearly 156,000 dentists participating2 so your dentist may be part of our network already. You may wonder why your plan covers certain procedures but not others, or why some treatments are covered at 100 percent but you have out-of-pocket expenses for others. All Delta Dental plans are designed with preventive care in mind. This means that most plans cover the cost of routine dental checkups, including cleanings and examinations. Covered procedures vary from plan to plan, and plans differ by state and employer. Reviewing your benefits plan, especially prior to having costly dental work done, can help prevent financial surprises after your appointment. 1https://www.deltadental.com/WhitePaperUnderstandingBenefitsWithoutRollover.pdf 2Delta Dental Fast Facts, September 2015


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